Our Fees.
We believe it is important to be upfront and transparent with all of our fees and charges. We’ve noted below broadly how our fees work for those clients whose financial plans we monitor on an ongoing basis.
Valued, valuable financial guidance.
There is no minimum amount of wealth required to seek advice from TDH Financial Planning but we believe clients with over £200,000 gain the best value for money.
For clients with less than £100,000 we have a “check-in” service that allows them to opt out of annual reviews and ongoing support but to instead “check-in” with us from time to time when they need a re-evaluation. In this situation we only charge for the re-evaluation as a one off.
Our typical fees are as follows:
1
Initial Advice Fee
0.5% of Sum Invested
£1,000 minimum. £5,000 maximum.
2
Ongoing Advice Fee
Less than £1m
£1m - £2m
Over £2m
0.75% pa
0.25% pa
0.10% pa
£1,000 pa minimum
3
Other Ongoing Fees
Typical Platform Fee
0.26% pa
Typical Investment Fees
0.22% pa
A flat ongoing advice fee of £12,000 pa will be charged for portfolios of £4m and above. Platform and investment fund fees will still apply in addition to this £12,000.
All fees will be agreed in advance with no surprises. Bespoke pieces of work will be priced and quoted for without obligation and in advance of work commencing.