Life changes.
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Our financial planning service helps hard-working people grasp the opportunities that life's changes can bring.
Your
best life begins here.
What does your best life look like?
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At TDH Financial Planning, we help those who are approaching changes in their lives to understand what their financial future looks like.
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Our independent financial advice and financial planning service will bring clarity to your goals and structure to your plans.
Who we work best with:
Those saving for retirement​
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Our financial planning helps those who are less than a decade away from retirement to identify how much is enough to retire, and what retirement looks like for them.
People planning for later life​
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Whether you're planning for long-term care requirements, or looking to simply understand your options later on in life, our expert financial planning helps you to map out your later life.
Those about to retire​
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We help those who are at retirement to build a financial plan for the changes that are about to happen in life, and identify how they can afford their goals & objectives.
Trustees investing​
We help trustees to make appropriate short, medium and long-term investment decisions that are in the best interests of their beneficiaries.
Those in retirement​
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Retirement is an exciting journey of new adventures. Our financial planning helps you to grasp new opportunities and understand what the rest of your retired life looks like.
New starts in life​
Life Changes. Our financial planning helps you to re build your financial plans following life's big events such as bereavement, divorce or career changes.
Estate/IHT Planning​
You want to leave a lasting legacy for your loved ones. Our expert financial planning helps you to make smarter decisions around your estate and plan for any Inheritance Tax liabilities.
Please note that the Financial Conduct Authority (FCA) does not regulate some aspects of cash flow, estate or tax planning or trust advice.
What does
mean to you?
We help you to identify your 'enough'
When thinking about your money in the future, it can leave you feeling nervous about the complexities of investing your money and also having enough to fund your retirement.
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You may have a gut feeling that you have enough, but you don't know how to test this or confirm if what you have is sufficient to live the life you want.
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We help you to remove the fears around when you will be able to stop working, and show you a brighter, better future where you have enough to live your best life.
“The measure of a life is a measure of love and respect, so hard to earn, so easily burned. In the fullness of time, a garden to nurture and protect”.
- Neil Peart
This is true financial planning
Real financial planning goes beyond products and numbers. We start every conversation with identifying your best life and then work out how your money can help you to get there.
In-depth Retirement Planning​
Thinking about stopping work can be daunting. If your retirement plans are off track we will work with you to get them back on track and explore the best options for drawing your pension funds.
Smarter investment decisions
Evidence Based Investing does not try to beat the market or time the market, it simply aims to replicate it. It is based on decades long work of noble prize-winning economists and has proven to be a lower cost and more reliable way to access strong long-term returns.
Independent guide at your side
Our experienced financial planner has helped many clients live their best lives. Our advice is "independent" which means you can be reassured that we always act in your best interests.
The value of investments may go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future performance.
New ideas.
Long-established principles.
Making consistently good financial decisions and preventing emotions from destroying your long-term security is very challenging. Sharing this journey with a trusted, Chartered Financial Planner can make things easier and ensure you achieve your financial goals.
What our Clients say:
Ms G
(Company Director)
“Largely, my experience of financial advisers has been extremely negative, but Tom is a standout exception. Tom has been advising me on personal financial matters for the last 15 years and more recently, with my small business. Tom’s in-depth knowledge and experience, combined with his calm, professional and ethical approach gives me the confidence to know that at all times he is acting in my best interests”.
Mr & Mrs Clark (Ayrshire)
“In the sixteen years we have known Tom we have been impressed by his knowledge of the financial planning market. He has looked after us during this time, providing professional guidance and always having our best interests at heart. Tom is, without doubt, a safe pair of hands and very reassuring. He explains matters in a way that is easily understood thus allowing us to make informed decisions.”
Mr & Mrs Hanretty (Glasgow)
“We feel very fortunate to have been introduced to Tom Hyslop some fifteen years ago. From the outset we were impressed, not only by his knowledge of financial matters, but also by his professionalism. Throughout our relationship, as our family and personal circumstances have changed, Tom has always taken time to fully understand our needs, and provide us with sound advice and recommendations to ensure that financially we were able to achieve our objectives.”
Mr & Mrs Gray (Lanarkshire)
“We have greatly valued the impartial financial advice received to date. Our needs are listened to, and all options are clearly explained, allowing us to make informed decisions. We are dealt with patiently and courteously and have no hesitation in recommending Tom.”
Mr & Mrs Allan (Glasgow)
"From our standpoint the most important factor in the engagement of any professional adviser is feeling comfortable in the presence of and having confidence in the individual in question. With Tom that has been the case from the outset. We have followed Tom from the time we first met him when he was with the Bank of Scotland. He has an ability to explain sometimes complex financial issues at a level understandable by an individual with no expertise in that field."